Home Equity Line of Credit. Welcome to the best way to finance any expense and save!

Home Equity Line of Credit

Flexibility, convenience, savings, and peace of mind!

Expenses can be planned or unexpected. Handle them all with a BSCU Home Equity Line of Credit, an ideal tool when you need to write a check for home or car repairs, remodeling/expanding, paying tuition, or consolidating debt...virtually any purpose.

  • No closing costs
  • Easy application process
  • Predictable payments; variable rate can change only once a year
  • Flexible payment terms, up to 240 months
  • Line is available to use again and again
Couple building and addition to a house

Home Equity Loan

Fixed rates, terms and monthly payments

Prefer a fixed rate LOAN to a LINE? Something you know will be paid off in 10 years? Our Home Equity Loan is perfect for you.

  • Fixed rates and terms
  • Monthly payments that will never increase
  • No closing costs

Mini-Equity Loan

Perfect when you don't have much equity

It's a great alternative to traditional home equity financing when you don't have that much equity in your home.

  • Use up to 100% of your home's equity
  • Borrow up to $25,000 at a fixed rate
  • Pay nominal closing costs (generally less than $520)
  • No pre-payment penalty
Couple putting new furniture together

Buffalo Service Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 716-842-1320.
All products and services available on this website are available at all BSCU branches.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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