Home Equity Line of Credit. Welcome to the best way to finance any expense and save!

Home Equity Line of Credit

Flexibility, convenience, savings, and peace of mind!

Expenses can be planned or unexpected. Handle them all with a BSCU Home Equity Line of Credit, an ideal tool when you need to write a check for home or car repairs, remodeling/expanding, paying tuition, or consolidating debt...virtually any purpose.

  • No closing costs
  • Easy application process
  • Predictable payments; variable rate can change only once a year
  • Flexible payment terms, up to 240 months
  • Line is available to use again and again
  • Interest can be tax deductible (see your tax advisor)
Couple building and addition to a house

Home Equity Loan

Fixed rates, terms and monthly payments

Prefer a fixed rate LOAN to a LINE? Something you know will be paid off in 10 years? Our Home Equity Loan is perfect for you.

  • Fixed rates and terms
  • Monthly payments that will never increase
  • No closing costs

Mini-Equity Loan

Perfect when you don't have much equity

It's a great alternative to traditional home equity financing when you don't have that much equity in your home.

  • Use up to 100% of your home's equity
  • Borrow up to $25,000 at a fixed rate
  • Pay nominal closing costs (generally less than $520)
  • Interest may be tax deductible (consult your tax advisor)
  • No pre-payment penalty
Couple putting new furniture together

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender
Americas Credit Unions