Savings Options

Become a BSCU Member to take advantage of these great services!

share savings through Buffalo Service Credit Union

Share Savings—Your core BSCU member account

Help reach your short- and long-term goals. A disciplined savings program with regular deposits is a convenient way to save for the future.

  • Enroll in BSCUatHome and check your progress online.
  • Sign up for convenient direct deposit now and make regular, automatic deposits.
  • Use our savings calculators to find out how quickly your savings can add up.
  • Check monthly statements to help track your progress.

Current savings rates

You’ll earn dividends on balances of just $25 or more from the day of deposit to the day of withdrawal. The dividends are compounded and paid monthly.

holiday savings through Buffalo Service Credit Union

Holiday Club Savings—Save for holiday expenses

Open a Holiday Club account at any time during the year to set aside money for special holiday purchases or trips. You'll earn a competitive dividend rate to build your savings faster and reach your goal on time. Funds are transferred to your share savings or share draft checking account on the first business day of October.

goal setter savings account through Buffalo Service Credit Union

Goalsetter Account—Disciplined savings

Use payroll deduction or automatic transfer to grow your savings faster. If you have a wedding coming up, a high school or college tuition payment – any specific event you need to save for – the Goalsetter Account from Buffalo Service Credit Union is perfect for you.

NCUA insurance through Buffalo Service Credit Union

Peace of mind—NCUA Insurance
up to $250,000

As a member of Buffalo Service Credit Union, you’ll enjoy the peace of mind that comes with knowing your deposits are automatically insured by the National Credit Union Administration (NCUA) for up to $250,000.

The NCUA is the independent agency of the U.S. Government that is responsible for managing the National Credit Union Share Insurance Fund (NCUSIF).

Basic NCUA Deposit Insurance Coverage Limits*

Individual Accounts
(owned by one person)
$250,000 per owner
Joint Tenancy Accounts
(two or more persons)
$250,000 per co-owner
Trust Accounts
(Revocable or Payable on Death)
specific limitations and requirements
IRAs and certain other retirement accounts
$250,000 per owner
*These deposit insurance coverage limits refer to the total of all deposits that an account holder (or account holders) has at each NCUA-insured credit union. The listing above shows only the most common ownership categories that apply to individual and family deposits, and assumes that all NCUA requirements are met.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender
NCUA
Americas Credit Unions