FREE Share Draft Checking Account

Become a BSCU Member to take advantage of these great services!

free share draft checking Buffalo Service Credit Union

With BSCU’s Free Share Draft Checking, you'll enjoy:

  • No minimum balance requirement
  • No monthly service charges
free Visa Debit Card through Buffalo Service Credit Union

Easy access to your money with a FREE Visa® Debit Card

  • Make withdrawals at thousands of ATMs 24/7
  • Make purchases worldwide – works like a check anywhere VISA is accepted  
  • Over 55,000 surcharge free Allpoint ATMs
  • Check your balances and make transfers day or night using TellerPhone
  • Free Online Banking & Bill Pay

New! Protect your Visa® debit card with Card Valet! Click here for more info!

free ATMs through Buffalo Service Credit Union

Access your money 24/7
at ATMs worldwide

For quick, easy withdrawals, you’re never far from your money. Over 55,000 surcharge free Allpoint ATMs available world wide, 35,000 in the U.S.

  • Visit thousands of Visa®, Cirrus® or Accel ATMs worldwide.
  • Get cash at any credit union or bank where Visa® is accepted.
  • Allpoint ATM's are surcharge free!
  • Use your Visa® Debit Card at BSCU ATMs – it's free! At ATMs not owned by BSCU, you get two free withdrawals per month, with additional withdrawals at $.50 each.
BSCU online banking and bill pay

BSCUatHome: Online Banking
and Bill Pay

BSCUatHome brings a branch office to you, right in your own home or on the go! Once you sign up, you will be able to do all your banking from your computer, or your phone through our mobile app, SECURELY, QUICKLY and EASILY:

  • Check balances,
  • Pay bills,
  • Transfer between accounts,
  • Set up automatic monthly payments, and much more!
  • And it's all FREE! Click here to sign up for BSCUatHome!
free mobile banking from BSCU

The perfect checking companion:
FREE Mobile Banking

Use our mobile app on your smartphone to:

  • Pay bills
  • View account activity
  • Make transfers on the go!

Click here to get started.

dial TellerPhone telephone banking system

Dial TellerPhone our telephone banking system, for fast, easy transactions and information

When you call 716-842-0373, you'll receive simple, clear, user-friendly instructions.

  • Make transactions and inquiries quickly, conveniently and confidentially right from your telephone
  • Available 24 hours a day, seven days a week
  • All TellerPhone transactions appear on your monthly statement to make recordkeeping easy

TellerPhone requires its own unique Personal Identification Number (PIN). Call 716-842-1320, and we'll provide you with your own TellerPhone PIN.

direct deposit through Buffalo Service Credit Union

Enjoy the ease and safety
of Direct Deposit

You can have your paycheck, Social Security or pension check directly deposited into your Buffalo Service Credit Union account.

  • Money will be in your checking account, and immediately available to you, every payday
  • You’ll receive FREE checks for your Share Draft Checking Account
overdraft protection through Buffalo Service Credit Union

Peace of mind:
Overdraft Protection

BSCU Overdraft Protection* provides a linked line of credit of up to $3,000 to your Share Draft Checking Account for use when your transaction exceeds the available funds. You can also link your checking account to your savings account for overdraft protection from your available balance.

*Application and credit approval required

Apply Now!

Buffalo Service Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 716-842-1320.
All products and services available on this website are available at all BSCU branches.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender
Americas Credit Unions